Employers' Liability

Employers Liability

This insurance helps protect a company against its legal liability to pay damages and costs to persons employed by them who are injured or suffer loss of or damage to their property as a result of their employment. In brief this means that if an employee alleges you have failed to protect them against suffering an injury or loss then this insurance will respond to an employee’s claim against you for injury to or loss or damage suffered by them.

This is a compulsory insurance within the UK where you have employees as detailed in the Employers’ Liability Insurance Act 1969 and its subsequent amendments.

Some examples: